MMCOREBANK
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/ Pricing

A platform fee. Plus what you actually use.

Every tier includes the full platform — ledger, payments, cards, KYC, apps. You pay for the rails and transaction volume you ship. No per-seat tax.

Launch
For pre-launch fintechs
€ 4,200
/ month, billed annually

Everything you need to launch a regulated product on a sponsor bank. One environment, single region, shared support.

Start with Launch
  • / Platform
  • All 6 modules included
  • 1 production tenant · 1 region
  • Up to 25,000 active customers
  • 2 user seats in ops console (unlimited customer-side)
  • / Rails
  • SEPA + SCT Inst via sponsor
  • Mastercard issuing — virtual cards
  • / Support
  • Business-hours support (EU/UK)
  • Self-serve trust pack & docs
Scale MOST CHOSEN
For licensed EMIs & growth-stage neobanks
€ 18,500
/ month, billed annually

For teams shipping under their own license. Multi-region, premium rails, named CSM, 24×7 on-call.

Talk to sales
  • / Platform
  • Everything in Launch, plus:
  • Up to 3 tenants & 2 regions
  • Up to 500,000 active customers
  • 15 ops console seats · SSO + SCIM
  • / Rails
  • Direct SEPA / FedNow / FPS
  • Mastercard & Visa — physical + virtual
  • SWIFT GPI included
  • / Support
  • 24×7 on-call · 15-min P1 SLA
  • Named CSM & quarterly business review
Sovereign
For banks & regulators
Custom
/ contract negotiated

For chartered banks and regulators. On-premises or sovereign cloud, your KMS, your DR plan. Source-available licensing.

Contact Sovereign desk
  • / Deployment
  • On-prem · sovereign cloud · air-gapped
  • BYO Kubernetes · BYO KMS · signed releases
  • Unlimited tenants, regions, seats
  • / Source
  • Source-available licensing
  • Reproducible builds & SBOM
  • / Support
  • Dedicated SRE pod
  • Joint DR drills with your regulator
  • On-site implementation team

All prices ex-VAT. Implementation, BIN sponsorship and rail-specific scheme fees billed separately and disclosed upfront.

/ Usage rates

What you pay per transaction.

Volume-based. Same rate, every tier. Discounts kick in automatically over commit thresholds.

Get a volume estimate
Event
0–100k / mo
100k – 1M
1M+
SEPA Instant — outgoing
PER_TXN · success only
€ 0.060
€ 0.042
€ 0.028
SCT — outgoing
PER_TXN · success only
€ 0.030
€ 0.022
€ 0.016
SWIFT MT103 — out
PER_TXN · plus correspondent fees
€ 4.20
€ 3.10
€ 2.40
FedNow — outgoing
PER_TXN · success only
$ 0.060
$ 0.045
$ 0.030
Card authorization
PER_AUTH · approved or declined
€ 0.020
€ 0.014
€ 0.009
Card — virtual issuance
ONE_OFF · per card
€ 0.50
€ 0.35
€ 0.22
Card — physical issuance
ONE_OFF · plus print & ship
€ 3.40
€ 2.60
€ 1.95
KYC — individual
PER_VERIFICATION · billed by vendor too
€ 0.80
€ 0.62
€ 0.45
/ What's actually in every plan

No artificial paywalls.

Every tier ships with every module. Tier differences are about scale, regions and support — not features you'd normally pay extra for.

Every plan ships with
  • · Full ledger & multi-currency
  • · All 6 modules unlocked
  • · Production-grade sandbox
  • · Webhooks & OpenAPI 3.1
  • · Audit log · 7 years
Every plan includes
  • · White-label customer apps
  • · Ops console + admin portal
  • · KYC / AML default stack
  • · Quarterly compliance pack
  • · SSO via SAML/OIDC
Every plan is
  • · ISO 27001 · SOC 2 II
  • · GDPR & DPF certified
  • · DORA-aligned
  • · Backed by 99.99% uptime SLA
  • · Penalty-credit-enforced
/ Pricing FAQ

Things people ask before signing.

Annual on Launch and Scale. Sovereign is typically a 3-year MSA with annual price review. We do quarterly billing for established licensed entities; ask sales.
No. Scheme fees, interchange and BIN sponsorship are passed through at cost with full audit visibility in the ops console. We do not mark them up.
For most rails: you only pay for successes. Card authorizations are charged whether approved or declined — that's a scheme rule, not ours.
Yes. Pre-seed and seed-stage fintechs can apply for Launch Free — first 6 months of platform fees waived, you only pay usage. Ask sales for the criteria.
Yes. We support Onfido, SumSub, Veriff, ComplyAdvantage, Refinitiv, ChainAnalysis out of the box. Anything REST-based we'll plumb in within a week.
For Launch and Scale, a fixed one-time implementation fee covering 6–12 weeks of guided go-live. Sovereign is T&M against a published rate card.

Want a price for your shape?

Tell us the rails, region and rough volume — we'll come back inside 48 hours with an itemised quote, in writing.

Request a quote